Home › Terms of Service

Terms of Service

Last updated: November 2, 2026.

Using the site

By using Calcly.top you agree to these terms. You may use our calculators for lawful personal or commercial planning. You must not attempt to disrupt the site or access it without authorization.

Educational estimates only

Our tools provide simplified mathematical estimates, not financial, legal, investment, mortgage or tax advice. Results may differ from actual lender terms or financial outcomes. Verify important decisions independently with a qualified professional.

No guarantees

The site is provided “as is” and “as available,” without warranties to the extent permitted by applicable law. We do not guarantee availability, accuracy or fitness for a particular purpose.

Intellectual property

Original website text, layout and branding may be protected by law. Standard mathematical formulas are not claimed as proprietary.

Changes and contact

These terms may change. Questions can be sent through our contact page.